In my experience the typical, established clubs are well-equipped for events with boards and pieces, but bring your own clock or hope your opponents will.
Non-club affiliated tournaments, be prepared with pieces and a board and a clock or hope the opponents are carrying.
I know it's different in Europe; it's been discussed a few times before.
edit: in my first tournaments the organizer provided boards and pieces for all 50-60 boards. Your mileage may vary.
I always see things like "Tournament bags" coming by in American web shops. Do you need to bring your own material to chess tournaments/clubs in America?