I am in the final 2 of a tournament.The other guy has a better record than me. What if it is a draw? How do not understand how "tie breaks" work. Does he win if it is a draw?

Here is a link that will explain how tie breaks work.  It down toward the bottom of the page.  Hope it helps.

http://www.chess.com/tournaments/help.html#tiebreak

Terry  ( knightspawn5 

Wow. I've not seen this situation arise yet on Chess.com, where a tournament comes down to just two players in the final round.

OP, do you mean to say that your opponent has the better overall record?

You probably already know this, so I don't mean to insult your intelligence (and I apologize if I sound that way), but within each round, the score is paramount. Whoever has the best score wins the round, period. If players' scores are tied at the end of a round, then whichever player has the highest "tie break" score wins the round.

Tie breaks are earned for performing well against good performers. In other words, if I win against a player who had been 4-0-0, that win would be more valuable than if I had defeated a player who had been 0-4-0.

The curious thing is, in your current round, if you win one game and lose the other, you'd both be tied in score and "tie break." I personally do not know how this works. According to knightspawn5, you and your opponent will continue to play until the tie is eventually broken, but I have never seen this happen, nor do I know if this is official. I do not know whether the overall record is taken into consideration in deciding the winner of the tournament.

Does anyone know how this is resolved?

I've never seen it happen so I don't know how they resolve it except playing a tie break game.....

Of course, one way to find out is to play it out!  I would be interested to hear from anyone else who has faced this situation before. I would guess that it's happened to someone over the 4+ years of Chess.com's reign.