Many people complain that their accounts might have been hacked and some people can't get in because they forgot passwords / user names.
There is an easy solution to all these problems. Use Password Managers and/or Password Generators to create and save strong random hard to guess passwords. There are a lot of programs on the market that offer these features. However, most of them will charge you an annual fee.
Good news is that for people who are using Windows 10 there is a really good FREE alternative:
Give it a try! It is absolutely free. Here is the direct Download link:
If you simply need to generate new strong passwords, you can use a simple app like this: