Does anyone have suggestions or a system for using the tools on chess.com to improve? 

Can you specify the tools you ar referring to?

This would help adding suggestions.

just dive in and do what is comfortable for you. I see you have full access to chess mentor so that is basically a fully assembled training program that you can work through at your own pace. You can't go to far wrong spending most of your non-playing training time on chess mentor imo, just don't overload yourself and be warned that some of the modules to do with openings cause headaches! The ones to do with endgames, strategy and tactics are very high quality as far as I've seen.

 Thanks for clarifying paul211.  I am referring to the training tools such as chess mentor, tactics trainer, computer workout etc. 

depends on which facet of the game you feel uncomfortable with - endings?  watch rensch's videos and other videos -    computer trainer - chess mentor

and tactics trainer  all train different features and enhance your skills differently. 

melding the various tools into a composite of a human capable of drawing up the resources needed to win games is individual - and subjectively dependent  on your innate abilities as well as your learning.    combine that with the amount of daily time you have to spare - and you add stress - what to learn, in a specific amount of time - for a particular event coming in the future ?? 

a lot is not specified by you, so a more coherent answer is difficult to fashion.

as a chess coach, i can tell you this:  if you want your rating to rise for several years - not flashy but steady and your game understanding to rise - study endings daily for the same amount of time you study all other facets of the game.

There have been a number, but they all seem to eventually close their accounts or get banned.

 There have been a number of what? What post are you referring to?

Thank you for enlighting me.

Just want to participate more.

Tools.

lol

Lol, Grobe, you beat me to it.

@OP: just browse these forums and you'll find tools aplenty :)