International Payments - No Credit Card, So How Do You Pay Online?

We have a lot of members from around the world. Right now we accept payments with a credit card, PayPal, Moneybookers. 

My question is for INTERNATIONAL users:

What do you normally use to pay for things online?

For example, in China there is AliPay or TenPay. 

But in Europe they do a lot of direct bank transactions. 

What about in India? Or Philippines? Do you use your mobile?

Any help here would be great - we'd like to offer more payment options!

Thanks,

Erik

http://www.dotpay.pl/?newlang=en is one of the options in Poland.

but how does it work - you have an account and you pay online like with paypal? or it gives you a virtual CC number? or...?

You want to pay at site X which has dotpay.pl integrated. The site moves you to dotpay page where they allow you to enter your CC details or (the most popular usage:) they redirect you to your online banking account (all popular accounts will work) to send money. You log in there, the transfer data is filled, you only enter your security code (for example, I get an SMS with the code) and log off the bank and that's it. Dotpay gets the money instantly and they instantly let the site X know about the successful payment.

http://www.dotpay.pl/index.php?content=7&newlang=en

There are also other similar systems in Poland. It is just an example.

in the Netherlands a popular method is iDeal which links an online purchase directly to your bank account: http://www.ideal.nl/?lang=eng-GB

perhaps another idea if you want more payment options is clickandbuy http://clickandbuy.com/WW_en/payment/

from the philippines any ideas how?

Down in RSA there's a system called Monsterpay which is quite like PayPal. They also offer instant EFT / Debit Card (coming soon I think) payments. It opens it up a bit I reckon.

thanks!

those of you from india and phillipines - how do you normally pay for things online?

Interested in argentinean online payment methods?

ah, that is helpful. anyone from india?

have no idea.

but would love to know.

still looking for inputs on Indian and Filipino payment methods...

I prefer paypal for such transactions (am an Indian but live in United Arab Emirates).

Eric, for most online transactions in India, people simply use their credit card. Paypal is used but isn't too common. eBay introduced a special PayPaisa for Indian customers but that is usually linked directly to the credit card. There is no Indian payment system as such (but I heard some companies are working on it right now).

Just a thought:

Many WAP (mobile) sites have a feature where you can pay with prepaid airtime from you mobile phone. (Not the same as buying by SMS)

You load airtime, subscribe to the site, and the money gets subtracted from your airtime balance.I've bought many MP3's this way.

for Indonesia here (at least for me though).. the most common payment method is through sms/paypal.. or credit cards i would assume..

Hello Erik,

This is Raghav.In my opinion,Indian's very much hesitate in using Credit Cards,they usually believe in cash transactions rather than any other means.If it is very necessary than bank transfer is the most preferred option used.
But if we look in chess.com terms,than mostly students get inclined towards it and they usually lack any other means but to tranfer money through bank transitions,which will be superior to them,but there is one problem associated with it,there is 10 dollar bank transfer fee associated with it and for Gold membership 30 dollar they have to pay(annually) than this 10 dollar will make them hesitate to use this way of transfer.
The only way I believe which will be best suited is that chess.com should use any bank account in India where Indian's can transfer there money and later that money can be taken to US by chess.com.

I normally use paypal.

Where I live we'd use a bank card, too bad none of the cards here are accepted by Chess.com. Other way would be through a Paysafecard... which isn't here either. So pretty much no way to pay this place. :P