Chatting with Stranger

I get your point, I always answer, although I never start a chat. But the whole thing is no big deal anyway, imo.

It's just slightly tickled, if you can't respond like "hey, good luck" conversation for any reason, then what kind of conversation that will be expected? Is it "WOW you have good skin, what skin care do you use?" or "Have you played chess at the sea?" That's probably never gonna happen. If I were they, I will disable chat.  

in the chess.com chat i have been called a bad player, but I have never had any creepy messages (even though I am a girl, easy target, huh?) and I did meet a friend on this site about a month ago. Not sure of the exact purpose of the chat though :/