Its generally said that your OTB rating will be about 200 points lower than on chess.com.
chess.com rating vs. real life rating

My OTB rating is only 1077 but I haven't played OTB tournaments in almost 10 years and I've improved somewhat since then (though not drastically). My current chess.com rating is mid 1400s for blitz (I don't play as many "standard games" online). So I guess the "200 point rule" somewhat holds true. My OTB rating right now would probably be around 1200 to 1300.

I just joined a local city chess club and happened to ask the same question. They all said that their Real Life rating was lower then their chess.com rating. They all were talking about live chess of course, as for online rating, I don't think you can compare rating to real life very accurately. Some people make good use of their time and analyze positions completely while others just log on and make a quick move, then log off. Almost like playing a live game anyways. I think the 200 average of online score being higher then real life sounds like a good rule of thumb.

True, but the thread is specifically about chess.com ratings, not ICC ratings.
i know the answer will b just a ballpark figure but how much less would my ranking b in real life chess. right now it is around 1250 with a average opponet rating of 1246 and i win about 45 percent of my games on chess.com ?