"Did I remember to turn the oven off?"
What do you say to yourself before you make a move?

I don't necessarily have an inner dialogue for each and every move, but I do find myself creating a sort of "coach" identity that evaluates the pros and con's of particular lines I'm considering. I also find myself having flashes of previously digested lessons, be they from books or articles or something cunning or perilous I recall coming up in a previous game, be it my own or some brilliancy. But most of the time I find such deliberate verbal thinking to clutter pure abstract and spatial thinking, and whatever sparse mental verbalizations I have as I cull candidate moves is "Fails... Fails..." or similar abbreviated appraisals. But then again I'm only a high 1400's live player so mine may not be the most efficient model haha. I've also found that I'm relying less on such verbalizations as I progress, reserving them only for prickly positions requiring a "big think". So I would assume this trend indicates that routine deliberate verbalization is probably not an efficient mode, but one that naturally subsides as pattern recognition improves.

I've been burned a few times by long-range diagonal threats such as fianchettoed bishops I overlooked, so I usually say, 'Check those diagonals!' even if there aren't any sneaky queens or bishops lurking.

Shaba summarized it pretty well: "In most games, I am thinking about girls for about fifty to seventy-five percent of the time, another fifteen percent goes to time management, and with what’s left over, I am calculating."

"I think therefore I am" - Descartes .
Both Flow and Logic is relevant. The Art is to find the right balance.
Eg. in every chessgame there are three to five moments where one has to stop and calculate. These moments are very important. The rest is flow.

Actually I often am saying, AFTER I HAVE MOVED, 'Oh, damn, did I just leave a piece unprotected?!?' Then I rush back to view what I might have missed.
Another one: When adding a second or third pawn to a pawn storm, queenside or kingside . . . 'ALL IN!'
im so into the game that i forget thinking.
"I think therefore I am" - Descartes .