See this message "Chat Live with your friends on Chess.com!" you would have received 2009 11 03.
There are instructions about going to your Privacy settings to change where you see the chat bar.
chat bar
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Nov 4, 2009
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#3
Here is an FAQ section on the new chat feature on Chess.com - http://support.chess.com/index.php?_m=knowledgebase&_a=viewarticle&kbarticleid=731
how do i get rid of the chat bar at the bottom of my screen? pissed to the point of quitting.