Bank Loans!

Hello fellow members of Chess Army, today I have introduced something new - the bank loan. First of all, if you would like a bank loan, join our club bank first and submit your request in the forum. You can only loan up to twenty-five points at a time. We will record the date you loaned the points and we will automatically take the amount of points you owe us from you one week later. Lets say you borrow ten points. One week later, we check your acount, you have twenty points, we take ten and you are left with another ten points. However, lets assume you do not have enough to pay us back. Lets say you owe ten points and you only have seven. We will increase the amount you owe us by five and we will take whatever the amount you have. So, ten plus five is fifteen, and then we take your seven points, you still owe us eight. If the amount you owe to us goes up to fifty, you will be forbidden to loan anymore because that shows us you are irresponsible at handling loans. Thank you and have a nice day!