P͟L͟A͟Y͟I͟N͟G͟ U͟N͟R͟A͟T͟E͟D͟ G͟A͟M͟E͟

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OpenSquirrel

Personally I take the rating as just a rough measure of where I am so if I join a tournament I'm playing people of (very) roughly the same level as it's more fun for all like that, but the rating has no real meaning. I'll never be a professional player (I'd die of starvation) I play for fun. I'd rather play a game I lose where I feel I've played well, or reached a new understanding, than win a game I've played badly. 

Joseph_Truelsons_Fan

I only play unrated games when I want to play a match against one of my friends, like @Priyansh_2011 and @NobleElevator.

DarkKnightAttack

I play unrated games when I'm tired and sure, won't be able to give my best.