This whole thread is just very silly.
No it's not silly at all when you consider the goal of the Elo rating is to give one a clue about the overall level of a player, which can be named, in common language, "beginner" and other such names.
The fact there are various versions of the Elo rating system changes nothing to it, and it's yes silly not to understand OP meant chess.com rating and it's also silly to call silly people who are asking questions because they do feel they don't understand fully how everything works with the ratings.
I think that the percentile is more meaningful than the rating, particularly since the explosion in the number of rapid rated players over the last couple of years......1300 puts you in the top 10% so thats more than a beginner IMO.
How about - top 5% elite
75 -95% advanced
50 - 75% intermediate
30-50% novice
0-30% beginner
Just a suggestion. Everyone's opinion differs and is equally valid.
Yes, I prefer to follow the percentile as a relevant benchmark for my performance. I am currently around the 60th Percentile in Rapid. That is not bad. Better than average.