"Actually in this instance Chess.com rules govern To keep things simple, our insufficient material rule only considers material. There are no edge cases wherein forced mate could conceivably happen from the final position."
Thanks for the explanation kirkwood though this still leaves this question remained unanswered--
Can a forced mate conceivably happen from this final position?
Obviously loss.
By that logic, in every game ever where one side missed a forced mate in X and lost on time should be winning.
"Actually in this instance Chess.com rules govern
To keep things simple, our insufficient material rule only considers material. There are no edge cases wherein forced mate could conceivably happen from the final position."
Thanks for the explanation kirkwood though this still leaves this question remained unanswered--
Can a forced mate conceivably happen from this final position?