Honest Question
Scenario: Your opponent is down to a king and a knight or a king and a bishop. You have a king and any number of material that can possibly result in checkmate. Let's say you have a king and two pawns, while your opponent has a king and a bishop.
You are technically down material, ,but you are the only one with winning chances; your pawns can promote to queens, but even if you lose both pawns for nothing, your opponent cannot checkmate you. But you run out of time before you promote your pawns. The game is still a draw, because your opponent would still have insufficient material to checkmate you.
If you need help, please contact our Help and Support team.