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Just had a look at a FIDE rating list I downloaded some months back in 2020 to see who the lowest rated players were by title type. FIDE awards titles are for life unless it is removed for cheating. Some players ratings decline because of advanced years. Others among the lower titles seem to have played a few games perhaps in an Olympiad and won enough games to trigger a title without gaining a rating.
GM Malinin, Vasily B.; RUS b. 1956 - 2100
IM Wazeer Ahmad, Khan; IND b. 1947 - 1686
FM Malan, Jacques; RSA b. 2003 inactive - 1338
WGM Sabure, Tuduetso; BOT b. 1982 - 1706
CM Peter, Noah; RSA b. 2009 inactive - 1125
WFM Razark, Sadiqah; TTO b. 1998 inactive - 1136
WIM Du Plessis, Anika; RSA b. 2000 - 1541
WCM Liyanage, R L Mihini B; SRI b. 2008 - 0
WH Vreeken, Corry; NED b. 1928 inactive - 2080
WH = Honorary Woman Grand Master