No sufficient credit on my card

What if on my credit card is there no sufficient credit for renewing the membership? 

I imagine that they try to contact you so that you can provide an alternate form of payment before your membership expires.

What payment methods does Chess.com accept?
Learn what methods you can use to gain a membership on Chess.com.

Updated over 3 months ago
Payment methods accepted on Chess.com
To purchase a Premium membership on our website, you can use the following secure payment methods:

All major credit and debit cards (Visa, Mastercard, American Express, and Discover)

PayPal

Google Pay

If you're on a mobile device, you can also purchase a membership using:

Apple iTunes on iOS devices

Google Play on Android devices

We also accept checks and money orders.

If you experience any issues making a payment, please contact our Support team for assistance.

The problem is the strong arm tactics of the site. UNLESS you subscribe to AUTOMATIC RENEW...that you can then cancel it wont go through. They STRONG arm you into auto renew and when you have cards like i do that i dont allow any site to AUTO RENEW it wont go through. You cannot simply pay for a year and why i have not renewed. Its false advertising. I just want to simply pay for a year NO Catches LIKE I MUST SUBSCRIBE TO AUTO RENEW or they dont want your money. No prepaid cards here. Sad

It's not false advertising. It's stated it's a renewing subscription.

You could always log out and use the Gift option, which is not a subscription