Don't even try to lie, it's verifiable everywhere that chess.com doesn't have the functionality to remove your credit card from your account yourself... so YOU show me a screenshot that proves the opposite of what hundreds of users are saying...
This isn't something I can verify but if the option exists it would likely be under
Settings > Membership > Payment Information
bro chill and don't harass others. I had premium on my old acc and when I deleted that, the premium didn't go over the 1 year that was paid for