I was unable to cancel my subscription in time to prevent myself from being charged at a time where it was finacially difficult for me to afford the subscription. I asked for a refund within one hour of being charged and received no response. The 14 dollars ended up costing me an additional 35 dollars for overdraft fees. I will no longer support chess.com in any way, shape or form. I have supported this site for many months and feel that i was seriously let down by them. I wish I had received a response - even if it were to tell me that they could not refund my money.
Did you know that you can opt out of having your bank pay overdrafts? They will bounce payments like this when you have no money (and others-- you have to keep an eye on your account) but you will avoid those overdraft charges for little things that you probably shouldn't have charged in the first place-- like cups of coffee. (They simply won't be approved. I have been there.)
You didn't say what deal you signed up for but it sounds like you took a monthly subscription intending to take advantage of the 30 days money back guarantee. If you want to cancel, you have to do it before the trial period ends.
You say that you were "unable to cancel in time". You don't explain. Perhaps you forgot?
It sounds like it is not Chess.com's fault that you were unable to cancel.
Therefore, it is not their fault that you were charged (since that was the agreement you made with them) and it is not their fault that you were assessed an overdraft charge. That is between you and your bank. (All you have to do is go to your bank and tell them you want to opt out of their paying overdrafts.)
But you are right. They should have responded to your email. You didn't say when you wrote to chess.com. Was it this week? Last week? Their email management system was down for much of the last several weeks. I don't know what happened to all the emails in the interim but you are right that they should respond.
Perhaps you should try again and write another email using the contact form-- https://support.chess.com/customer/portal/emails/new
At any rate, I am sure that they (and we) are all sorry you are having financial difficulties but when you get through them, I hope that you will remember that they were not chess.com's fault.
I was unable to cancel my subscription in time to prevent myself from being charged at a time where it was finacially difficult for me to afford the subscription. I asked for a refund within one hour of being charged and received no response. The 14 dollars ended up costing me an additional 35 dollars for overdraft fees. I will no longer support chess.com in any way, shape or form. I have supported this site for many months and feel that i was seriously let down by them. I wish I had received a response - even if it were to tell me that they could not refund my money.