When I played a lot in the 80's, entry fees for non-titled players to FIDE tournaments were high so that they could afford to pay prizes to attract enough titled players to make norms possible.
Beginners did not enter. They would have probably taken your money but you would have had a miserable time getting slaughtered.
It has been a long time but I doubt there are FIDE rated tournaments for beginners in the US.
That said, there are probably still more USCF rated tournaments in place like New York.
Are there any nice tournaments in New York for beginners with FIDE-rating calculation?