Why its a draw?


I am a beginner in chess. However, i don't know Why its a draw?
If one side has no time and the other side has insufficient mating material, it is a draw.
Insufficient mating material has different meanings based on where you are:
FIDE - No legal sequence of moves leads to mate for the player with time.
USCF - Side with time has K, K+B, K+N, or specifically K+N+N AND the side that ran out of time has no pawns. In these scenarios, it is a draw unless the side with the lack of material can force mate.
Chess.com - Same as USCF except remove "unless" onwards - Lazy Programmers.
Examples:
If Black's flag falls:
FIDE - Win (Black promotes to knight, walks the King to a8, White's king goes to b6, Black's knight gets to b8 with the White Bishop on a6 or c8 and White has Bb7#)
USCF - Draw
Chess.com - Draw
Example 2:
Black runs out of time as he was making the move and this position is White to move:
FIDE - Win
USCF - Win as mate is forced - 1.Bh6 Kh8 2.Kf7 and now either move by the e-pawn and White has Bg7#
Chess.com - Draw due to lazy developers.

ThrillerFan, don't you think the explanations given 4 months ago were good enough?
Post 30 asked 20 hours ago. Try reading who I responded to. Maybe they don't want to read through 30 posts.
Your argument is lame. If I had replied to post 1, different story. Wake up and pay attention before giving snippy, sarcastic remarks.
Go climb a tree!

I am pretty sure that "post 30" is a spambot. If you responded to that, it's even worse.
PROVE IT!
All you are is a kid trying to stir up trouble. GO AWAY!
And your "If you responded to that" just proves lack of intelligence. Read who I quoted, read the quote, and read post 30. SMH!

I am pretty sure that "post 30" is a spambot. If you responded to that, it's even worse.
PROVE IT!
All you are is a kid trying to stir up trouble. GO AWAY!
Dude, calm down. Don't lose your mind if someone points out something dumb that you're doing. Also it was decades ago when I was a kid.

I am pretty sure that "post 30" is a spambot. If you responded to that, it's even worse.
PROVE IT!
All you are is a kid trying to stir up trouble. GO AWAY!
Dude, calm down. Don't lose your mind if someone points out something dumb that you're doing. Also it was decades ago when I was a kid.
The dumb one is you! I responded to post 30 to explain to them, and here you go on a bashing spree.
And whether you are a kid or not doesn't change the fact that you act like a snobby 8-year old!
Like I said before - GO AWAY!

I'm completely new to chess, so I didn’t fully understand what was happening at first. But after reading the replies, I learned that it’s a draw when one player runs out of time but the other doesn’t have enough pieces to checkmate that’s called “insufficient mating material.” Really interesting rule!
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It’s a draw because neither side was able to outplay the other, resulting in a balanced outcome. This can happen in various situations , like sports, games, or debates, where both teams or individuals perform equally, leading to no winner.