You’re making a whole financial system.
OTF Bank

The people who have money in the bank right now:
Deposited at 22/08/25:
@Sir_Raven101 $3600
@Ninjasicles - $1500
@Beginning_54 $1200
@Pitiless_Pawn $1100
@CORRUPTION3987 $800
@Destructimetal $100
Loans:
@Letsgooredsox $1000 - will have to pay back $1200 at 30/08/25
The bank's money right now: $7210

Deposit my 1000 OTFDollars.
You need to post the name of your thread with the most comments in the OTF Money thread.

ok this is my most popular thread "Santa isn't real"
You should have posted this on the OTF Money thread but no problem

ok this is my most popular thread "Santa isn't real"
You should have posted this on the OTF Money thread but no problem
whoops sorry

"...and anyway, that's why there's a crate of guitars from the 70's on the couch."
???

"...and anyway, that's why there's a crate of guitars from the 70's on the couch."
???
The punchline is that celebrity items (like singers' guitars) are worth a LOT, so a whole crate of them would be worth thousands of dollars, especially if they came from that time period (and as we all know, interest can and will accumulate).

"...and anyway, that's why there's a crate of guitars from the 70's on the couch."
???
The punchline is that celebrity items (like singers' guitars) are worth a LOT, so a whole crate of them would be worth thousands of dollars, especially if they came from that time period (and as we all know, interest can and will accumulate).
And how is this relevant to the OTF bank?!
Welcome to the OTF bank! Here, you can earn interest in OTF dollars (more information about OTF dollars: https://www.chess.com/forum/view/off-topic/otf-money#comment-118408474)! The interest is 5% per week. You have to keep your money for minimum a week. For example, if you pay 1000 OTF dollars, and you keep them in for a week, you'll get 1000x(1+0,05)= 1050 OTF dollars back. If you keep them in for two weeks, you'll get 1050x(1+0,05)=1102,5 OTF dollars back.