Middle-aged chess players
I found the discussion in Jeremy Silman's latest article (http://www.chess.com/article/view/two-general-qs-and-the-root-variation) rather interesting, because I just turned 40, and one of my 10 goals to accomplish in the next 10 years is to achieve a 2200 USCF rating. I'm not a beginner (about 1600 USCF currently), but I'm just getting back into chess after a 15-year hiatus (marriage and kids can do that to your chess career )
I'm pretty sure I have a "tad of talent", or I don't think I'd be rated as high as I am. The biggest issue I'm facing right now is coming up with a workable study plan. With the internet, there is so much more information out there than there was 15 years ago that I'm not entirely sure how to make the best use of my time (Jeremy, if you happen to read this, I'm sure this would make a great future article). If anyone has ideas for a good study plan for someone with limited time, please let me know.