Chessbase itself isn't cheap but once you have it you are fine. I know tons of titled players who bought chessbase and go a few years without upgrading it. Especially at the club level where we don't need to very latest databases.
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I would like to use chessbase to gather all my games in one convenient place, plus the large database of existing games is also appealing. I don't have a lot of money though, and the chessbase site mentions subscriptions. Is this software useful without a subscription, and is it not going to nag me every time I start it up?