Black is not losing anything by setting up this trap. It just so happens that its there. If white doesn't take he just plays c6 later and then there are all sorts of ways to play from there.
By the way after 6. Nxd5 Nxd5 7.Bxd8 Bb4+ 8.Qd2 black doesn't have to take the queen and can just play Kxd8. If white takes the bishop then black gets a tempo with his knight. You're just giving white a chance to mess up when you leave your bishop on the board.
Basic positions are
What next??
Ok But what if White knows the trap?
PLEASE FEEL FREE to leave a comment
Sea-Yun Pius C. Joung