Hello @manudude02 appreciate you taking the time to share this! We're working to preventing these in the near future. 
These "spambots" are getting out of control.
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20 hrs ago
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#2
It feels like multiple times a day, there is a topic about getting a loan in what is pretty much certainly a scam of some kind. I do report them, but I don't exactly want multiple messages from chess.com saying they're doing something about it. It seems "every person" who has posted these has made their account on the same day. In reality, it is probably a bot, or a small group of genuine people (maybe just 1).
I have a simple proposal which will hopefully put an end to it. No-one is allowed to post in the forums until their account is at least a week old. That way if you wanted to continuously spam the same message, you either have to wait a week every time or have multiple accounts lined up. If you go for the latter, I'd like to think the staff would have enough time to check for multi-accounts.
If it can be reliably determined to be a bot with no other posts, then you could instead (perhaps in addition to the former suggestion) enforce a rule saying the first post by a user needs to be pre-moderated i.e. must be approved by an admin before it's shown publicly.
I'm not great at writing essays, but together we can clean up this mess