The most powerful chess engine to date is Hydra, capable of evaluating 200,000,000 chess positions per second, roughly the same as the much older Deep Blue, but with several times more overall computing power. It has an estimated 3000+ Elo. No one has beaten it with all of its engines running. NO ONE.
That's not true, Arno Nickel famously beat Hydra in a correspondence match. By today's standards Hydra is old. Anyone with Rybka 3 and a fast computer could beat it. Hydra was all about brute force a lot of muscle and not enough brain.
Not quite... chess.com prohibits you from using engines to help you with rated games in progress. Most serious players analyze their games with an engine after they finish. Heck, chess.com even offers that as a feature to premium members!