"What is luck?" is too difficult a question to answer. Or perhaps it's too easy a question to answer. Depending on who you ask, I suppose.
Some minds seem to naturally search for sleek, air-tight answers. "What is luck? Well, that's easy. It's this plus that. Observable. Testable. Here are definitions. Here are statistics. The numbers don't lie. Next question."
The discussion becomes less about philosophy, and more about applied mechanics.
Though I find that life is, sometimes, more fun when the answers remain elusive ...
<<<Luck is, according to Merriam-Webster, "a force that brings good fortune or adversity">>>
I normally quite like MW but calling luck a "force" is ....
Luck is not a force because chance is not a force. Chance is how we describe unpredictable events. It's that simple. Luck is how we describe unpredictable events which affect ourselves. There can be good luck and there can be a bad luck. "Luck" is neutral because chance is neutral and just means "randomness".
It is this simple. I doubt there is any better definition of luck available anywhere.
The tricky thing about discussing "luck" is that the definitions for it span far and wide.
They range from being synonymous to "chance", to being an unknown "force", to even being personified manifestations.
Limiting its discussion to English dictionary definitions seems like it wouldn't do a sufficient job of covering the topic - but it was what Coolout suggested/requested.
And even then, there's a problem when definitions conflict ...
I enjoy the brain-strain of debating the topic, but I personally believe that the existence of luck (in terms of being some kind of "force") can't be proven nor refuted - at least not in a scientific way.
It would be much easier if we could simply aim some kind of instrument at a person and declare, "Yes, according to this sensor's calibration, this man is currently being irradiated by 23 joules of luck!"
A negative reading on the sensor would, of course, mean that the luck is of the "bad" variety.