Non-exhaustive list of luck in chess:
> Who you are drawn to play, and with which colour
> Opponent blunders for no reason
> A lot of moves are not humanly possible to evaluate to a clear conclusion. Which way the coin falls on an 'unclear' assessment is basically a matter of luck. The skill is in balancing out the various factors in play and making a judgement call - the better the player, the more likely the judgement to be correct, but even very strong players can be unlucky.
> Arbiter's decisions on controversial matters like the 2-minute rule
> External factors beyond your control, e.g. poor playing conditions, noise etc
> What happens in a mad time scramble when both players are moving very quickly to meet the time control is largely luck

what you're calling luck is a lack of skill not the random chance involved in poker one must not count on it yet know to do when your opponent blunders it certainly feels lucky though