i recently played over the board and beat players higher then 1350 which is around my chess.com rating. I have played OTB before though. So it all depends on your experience and preparation.
Keep in mind psychology and nervousness plays a bigger role when playing chess in real life.
https://www.chess.com/blog/smarterchess/chesscom-rating-comparison-2015
this should give you a good idea. btw, lol at all the people giving nonsense,answers, which they believe to be funny (which, of course. they are not).