Yes, the transaction will be declined if the year is wrong.
premium membership: not able to apply


Hello, there is a alternative method for payment: via google wallet. Just download the android version of chess.com on your smartphone / tablet and then apply for the premium features. you then get the option to pay via google wallet. i bet that you will be able to choose a payment method there that is appropriate for you :)
NEVER!
Send the money, solve your problem, and I'll think about it