Script Error?

I was playing the following game (as black):

http://www.chess.com/livechess/game.html?id=25955930

I know you can't tell from this, but my opponent ran out of time, yet the site declared it a draw. Even though you can't tell that I should have won, it's at least clear that this should not have been a draw due to "insufficient material". Anyone know what's up?

I saw this too when observing a game. It might have something to do with a player having huge material advantage and it would be unfaid if he lost... or something like that.

Your opponent ran out of time, but you had nothing other than your King left, which cannot force a mate. So the game was drawn due to Insufficient Material.

So, then... even if my opponent runs out of time, it's a draw? That seems unfortunate, but ok.

it's unreasonable to think you should win when you actually don't have the material.

would that happen OTB as well? if your opponent has say bishop, knight and king vs king and he runs out of time, you draw?

I should think it would be the same rules OTB

yes but im saying you have the king and your opponent has knight, bishop and king and your opponent runs out of time

i.e. your opponent has sufficient material to checkmate you, but not vice-versa. If HE runs out of time, it's a draw. If YOU run out of time, he wins.