Michael Flor, the 70 year old survivor of COVID-19, has received a 181 page hospital bill for more than 1.1 million USD: https://www.seattletimes.com/seattle-news/inspiring-story-of-seattle-mans-coronavirus-survival-comes-with-a-1-1-million-dollar-hospital-bill/
I don't think capitalism and health care really sit that well together - they're too often pulling in different directions.
In the usa you are right but not in all the countries with an universal healthcare system!
Let's wait and see, it might be too early to say a second wave will hit the country. Nevertheless, if it happens to become a threat again, other countries should start to prepare themselves asap.
The usa is still in his first wave and it's pretty ugly and it's far from over....