Yeah, and I'm playing someone who lost over 200 points to timeouts, so I'll get penalised heavily for losing even though he was higher rated when we started.
Ratings
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I noticed that when the ratinsg for online chess are posted after a match, it's the current ratings that are saved, as opposed to the ratings when the game started. So a win could reflect a lower rating if your opponent lost a game or two while your game is in progress, and because you win the game, that win also lowers the opponents' rating, turning a victory or someone perhaps a hundred points higher than you into a win over a more evenly matched oponent, even if it'is just temporary.\
I know it's nota bout 'the ratings', but it kind of is .) it's great to pull off a win over the highest rated player you have ever beaten, and dissapointing to see their rating pulled down due to the win itself.