I have Fritz 20, Fritz 16, and Fritz 9. Obviously I think I get some value from it if I keep buying newer versions.
One of the things I like about the more recent versions of Fritz is they do a plausible job of playing in a more human like manner. In other words, they play weaker without just blundering away a piece every once in a while. And like games with humans, you can occasionally pull a win out of a losing position.
They also have different styles so you can play against a more positional player or a player that is good in the endgame or that tries to swindle you.
There are also database functions (but certainly not as advanced as Chessbase 26, which I also have).
Finally, the GUI can be used with other chess engines like Stockfish 17.1, Lc0, Komodo, etc. although those engines will have to be acquired separately.
As for the human like play, you can find that elsewhere on paid sites such as Chessiverse.
I do both (although I use the non-paid version of Chessiverse).
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