One thing I've been doing is focusing on making good moves in a timely manner and if I lose on time, so be it. I'd rather lose on time than to blunder. In my rating class there's a decent chance the opponent will blunder and I can exploit that.
collapsing under clock pressure
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So, I played chess as a kid, but only with friends (no formal competition), and just started playing some games here, but the biggest challenge I face is the freaking clock. And I'm not talking 5-minute blitz games, even 10-minute rapid. I have a really hard time avoiding overt blunders.
I've been practicing with bots, trying to get in the habit of moving more quickly.
I think part of it is just getting into the habit of scanning for attacks, scanning for checks, scanning for vulnerabilities left behind if I move a piece (before I move), and getting better at predicting where the opponent will move so I can respond immediately (thinking on their clock rather than mine). But it's almost worse with reckless, undisciplined opponents... I don't anticipate their bold assaults and then crumble.
Anyway, it's all good fun, and I'll keep at it for now.