@22
"I don't need to look up the rules." ++ Then believe me.
"Chess.com isn't making up rules" ++ They use something easy to implement.
"they have to be using something like FIDE or USCF rules" ++ They implemented neither. They implemented something almost like USCF. The other site did not implement FIDE, only something close to that.
@20
"believe you about the rules?"
++ Look up the USCF rules and see for yourself.
I don't need to look up the rules. It just takes a little bit of common sense to know that Chess.com isn't making up rules, so they have to be using something like FIDE or USCF rules.
I've had a tournament director rule on my game before in a USCF game like this:
I was playing black and I flagged. My opponent thought it was a win, but I thought it was a draw, so we called the TD over. The TD said it was a draw, even though there was a possible mate, because a bishop and king is still considered insufficient material to mate.