Difference between Draw and losing via time

Hey everyone! Can you help me understand? This happens a lot to me. I thought it would be a draw (at the end of 70+ moves because of insufficient material) but I lost on time.

https://www.chess.com/game/142412213174

If the answer is more complicated than a response here can handle, can you recommend a link to more in-depth discussion about the rules on Draws? Thank you for considering my question!

Sometimes I get a Draw when I thought I lost (I'm quite surprised) and I just don't understand the distinction!

It's not complicated.

If you run out of time but your opponent doesn't have enough material left to mate you, it's a draw.

In your game, you ran out of time and your opponent had more than enough material left to mate you. So you lost.

Ah, thank you! I could have sworn that I've been involved in draws and we've had more material! So much to learn yet and such fun! And I like your handle.

I just searched and there is Draw via Stalemate, Insufficient Material, Draw by timeout vs insufficient Material and a few others. These are the three that are unclear to me. I guess I'll just pull my draws up from my past (and maybe others' games) and study them to see the differences! I love this website!

Here's a game of mine with same situation - both kings and only a Knight and it was called a Draw. I code for a living and inconsistencies bug me until I understand them.

https://www.chess.com/analysis/game/live/141650761260/analysis?move=134

I'll keep at it!

When the result of the game pops up, it will tell you why the game was a draw. In this case, the result was a draw due to insufficient material because both sides had time on their clock and it is impossible to checkmate a lone king with just a king and knight. At a minimum, you need a king, knight and bishop to checkmate the king.

To any of the moderators (Martin Stahl, justbefair, etc) am I misinterpreting the fact that one support article states that A king and 2 knights vs a king is considered insufficient mating material in one article and isn't in the other or am I correct in my reading that the 2 articles provide conflicting information? I was looking through the articles for my previous post and ran into a bit of confusion.

https://support.chess.com/en/articles/8557986-my-opponent-ran-out-of-time-why-was-it-a-draw

https://support.chess.com/en/articles/8705277-what-does-insufficient-mating-material-mean

Thanks, @lostpawn247! The first game had far more time and I kept waiting for the message "draw due to insufficient material' like other games but it never happened. So I finally just let the clock run down waiting for it until it expired and I lost.

I'm still very unclear on the differences; yes, I know it tells me why it was a Draw and on second game, it was insufficient material but why didn't I get a draw for insufficient material on the first game?

I'm going to keep researching, as it seems you are as well - much appreciated. I'll keep at it! At least I'm blundering far less!

@lostpawn247, and thank you for the links!!!!

It is quite easy for the stronger side to checkmate with a rook (rook + king vs a lonely king). On the other hand, it's completely impossible to checkmate with just a knight. If you don't believe it, just try to put the pieces anywhere and see it for yourself.

Oh wow. That makes sense! I SHALL play with that and it actually gives me the idea of playing with draws, setting up my own tests! ROCKIN' COOL! I shall figure this out yet!

I sure appreciate all the input from folks here. I'm not trying to become a GM. Like (probably) most here, it is for fun but the FUN is in figuring it out. I love this website and the people here.