please feel free to correct and comment.

I think White should have played 25. Rd1 and be more active on the d file instead of the unnecessary and bad plan of doubling rooks on the e file. In this position it makes little sense to push the e pawn since it can easily be stopped.

i absolutely agree..

I think 13-,b6 was the first inaccurate move in the game. It weakens the diagonal, and White could have taken the initative with 14.Be4. You must withdraw the B to d7, because if Qd7, than Bxf6 and your kingside is weak.

 true..

but the essense of speculative gambits is to throw the opponent off their stride..

that seems to have worked cos I got the feeling my opponent hated the resulting imbalance.