Draw???
You ran out of time but because your opponent didn't have enough material to checkmate you, the result is a draw.
You mentioned draw, so I looked at your game archive. The last game you played had a drawn result.
https://www.chess.com/live/game/2449803829?username=samlechiq If you look on the info tab of that game, it says "Draw by timeout vs insufficient material" You, as white, ran out of time on your clock. Your opponent only has his king and it's impossible for him to checkmate you. Therefore, it's a draw rather than a loss for you. It also says on that game that you have 0:00 left on your clock and your opponent has 4:04 left on his clock.