I just showed why they don't make sense and no it's not a matter of opinion.
But since you think it is I'll ask you: to what extent does the US Rule make sense? In a theoretical draw where white has a pawn blockaded by opposition White gets the win if Black flags: this is a "helpmate" as you say. As much of a "helpmate" as B vs N or any number of endgames.
BN vs R, helpmate. BN vs B, helpmate. BB vs R, helpmate. Q vs NNBB, helpmate. More than that most of these are "helpmates" for whichever side flags.
It doesn't make any sense and the rule is not delivered as described. I don't care how much anyone thinks it makes sense; they're objectively wrong. The USCF should consider adjusting their rules too, but one problem at a time.
The difference is mostly in that helpmates are not generally able to be forced (though there may be edge cases where a forced mate might exist with the material).
Look, if I wanted to discuss metaphysics with a hippy I'd have gone to a Cafe in Paris.
If they meant to say "forced mates" they should have said that. Nobody was stopping them. If they were to say that it would be a ridiculously fraught rule for the example I gave earlier (btw, thank you for making me repeat myself twice now):
"In a theoretical draw where white has a pawn blockaded by opposition White gets the win if Black flags: this is a "helpmate" as you say. As much of a "helpmate" as B vs N or any number of endgames."
I don't think that Rules are a good realm for "benefit of the doubt" to apply. As I said earlier, if this were a big-money online tournament and a Super GM decided to question whether B vs N is "insufficient mating material" and why this rule had cost him thousands of dollars it'd make Chess.com, the USCF, or any other institution go a bit blue and red in the face trying to defend it.
So maybe Chess.com wants to get ahead of this issue and deal with it now while it's just little ol' me complaining?