Just turn off chat and be done with it. You might miss a few cool interactions with nice people, but you avoid a whole lot of trashbag personalities trying to get under your skin while concentrating.
Have your opponents ever trash talked you?
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I only notice trash talking in blitz. Never in rapid, and I guess there just isn’t time for people to do it in bullet.
If it were "good-natured ribbing", such as one might find in a real chess club OTB, then "trash-talking" would be ok...but as things stand in Chess.com, trash-talking here is anything but good-natured! The problem lies with anonymity; players say what they will without identity exposed. They would almost assuredly NOT negatively trash-talk in person, because of the obvious risk of physical injury to themselves.
Yes, I have experienced that a couple of times, but not during a game yet.
Jun 27, 2022
0
#47
A time or two, but only in rapid when i tried that. Never in longer games. More than a dozen or so times on the “other” site, all of them in longer time controls.
I don’t recall being trash talked. One person did write some not nice things in chat when I disconnected but I didn’t see it until after the game ended. No one chats with me in games really. 
How do you guys get people to talk to you in games? I want some friends, sometimes.
talk first. say hi.
You all are trash and if we play together and I win, I obviously am the best and if I lose, it's because I am not trying.
Woollensock2 wrote:
I’ve never been trashed talked by any of my opponents. The reason why is that I don’t allow chat at all , from anyone before, during, or after a game .
Woolly doesn't suffer trash talkers!
Jun 28, 2022
0
#52
One of my recent bullet opponents lost in the opening and requested a rematch. I refused, as I was already playing a new opponent. He responded by spamming my inbox with 50+ profane insults and threats, telling me I was wasting his time by refusing to play a 2-minute game of chess with him .. after he spent more than an hour insulting and threatening me over messages .. lol. He called me a "waste of life" and a "s**t human being" .. btw our game didn't even last more than 10 seconds. I can't imagine how miserable life is for people who take such a simple board game so seriously.
One called me a "US *******" during 4 player chess lol
Another started sending me videos of someone eating flaming hot cheetos after I put a game of them accusing me of cheating, then starting swearing profusely on the forum on a alt account created solely for that purpose
So, I've had my fair share of accusations and "trash talk"
However, the majority of people who chat (99%) are actually nice people that I friend.
Forum is here ps: https://www.chess.com/forum/view/off-topic/lol-im-a-cheat-60502825
dont hate on them