getting kidnapped and then the kidnappers forgot where the tied you up with duck tape on your mouth.
100 worse things than losing a game of chess

suddenly discovering that everyone in your neighbourhood had turned into zombies and were looking for you.

waking up, brushing your teeth only to discover that you can't see yourself in the mirror and your neck has 2 sore red bite marks in it.

Selling a stock, "A industries" on the 1st of the month and finding out that on the 5th that another company is buying "A industries" at a 30% premium to the current stock price.

Having a winning chess position and watching your wi-fi disconnect, causing you to lose the game and rating points, too!
Somebody hitting your head with a wooden club.