Lost on time, but...
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Ok, I lost this one on time (thinking toom uch about each move), but I wonder if I would have lost otherwise. I did make a few mistakes in the late middlegame (when time started getting short). Again, I'm not sure I saw them all, so please point them out. I was feeling pretty good in the opening, but I think my opponent made some mistakes I didn't fully take advantage of. Hmmm... what else? You guys tell me. Thanks! Gosh, I sure lose a lot, but I appreciate all the advice I get from you folks, it really helps me improve!
21.Ra3 should of have been played, wins a piece for a pawn.