I'd like to add my two cents and say that I have the win on time unselected (or is it deselected???) because I would rather win due to skill, not someone forgetting to turn on vacation setting. This is fine, but sometimes people don't seem to come back for a while...and it would be nice to be able to have the power to cancel the game if they are not logging in. It wouldn't be a loss or win for anyone, just an understanding of "okay well you don't want to play, I don't want my rating/win % changing because of this non-representative game". Ha ha in a few months with all these suggestions we're all going to be complaining that chess.com takes too long to load!
Early resignation

So would you like the scope of this setting to be changed?
Settings - Online Chess
These settings control who you play with, how many games you play, and what the game looks like!
NOTE: These settings can't help you win... that's a setting in your head! :)
Tournament games always win on time automatically.