I'd like to start studying some grandmaster games so I'd like to get a few books.  I'm looking for books that are annotated for instruction, preferably with words, for somebody lower rated like I am.

Any book recommendations?  Thanks for any help.

The Most Instructive Games of Chess Ever Played: 62 Masterpieces of Chess Strategy by Irving Chernev. 39 reviews at Amazon.

Assuming your rateing is accurate, Chernev's The Most Instructive Games of Chess Ever Played might be a good one. Its cheap, but it is in descriptive notation and the notes are basic and not always correct. I don't think any chess library is complete without a collection of at least one world champions games, so maybe The Immortal Games of Capablanca, also cheap, but in descriptive notation, or Bobby Fisher Rediscovered would also be a good idea.

http://www.amazon.com/Art-Planning-Chess-Move/dp/071349025X

http://www.amazon.com/Logical-Chess-Every-Explained-Algebraic/dp/0713484640/ref=sr_1_1?s=books&ie=UTF8&qid=1367883199&sr=1-1&keywords=chernov+chess

These are good unless you are looking for specific players/openings

Descriptive notation is not the easiest to read but you can get the games at Ossimit.

http://wwwu.uni-klu.ac.at/gossimit/c/book.htm

Great suggestions!

Dan Heisman's list of that type of book is very good.

http://home.comcast.net/~danheisman/Events_Books/General_Book_Guide.htm#anthologies

Fantastic.  You all are awesome, thanks for the help.