They were giving away diamond memberships to "bad ad" reporters not long ago, so it's a known problem. The ad agencies have certain guidelines from chess.com, but don't always follow them. Anyway, here's the link:
http://www.chess.com/blog/webmaster/get-diamond-benefits-for-helping-us-fight-quotbad-adsquot
This has happened to me a couple of times lately. In the middle of a game the board window is replaced with an ad that seems to have infiltrated the site. When I delete the ad, the chess site closes too. By the time I log back on, I've lost the game by abandonment. Has anyone else had this issue recently?