There seems to be no option to opt out of automatic renewal.
on top of this my membership was renewed with an expired cc
any answers?
You can cancel auto-renewal.
https://support.chess.com/customer/en/portal/articles/1444834-how-can-i-end-my-premium-membership-subscription-
If you were charged and want a refund, you should contact support directly.
https://support.chess.com/customer/portal/emails/new
That said; you don't have a premium icon so it may not have went through.
There seems to be no option to opt out of automatic renewal.
on top of this my membership was renewed with an expired cc
any answers?